You can unsubscribe at any time. To qualify for unemployment benefits, you'll need to have been a salaried or hourly worker on another company's payroll; self-employed or freelance workers can't claim unemployment. Furthermore, you must:. You can apply for unemployment benefits by phone at between 8 a.
Currently, New York State will pay you up to 26 weeks of benefits during a one-year period. In the past, that benefit period has been extended during times of crisis, such as during the Great Recession , so it could happen again.
In addition, the CARES Act extends your benefit period by 13 weeks, allowing you to collect unemployment benefits for up to 39 weeks.
If your unemployment claim is denied, you'll receive a Notice of Determination telling you the reason s why. At that point, you can appeal that denial within 30 days.
If you win that appeal, you'll be entitled to benefits retroactive to your initial application date. It's important to file a claim for unemployment benefits as soon as you lose your job. Though you'd normally be subject to a seven-day waiting period following your claim, New York State is waiving that waiting period for those impacted by COVID, so the sooner you file, the sooner you can start getting that money in your bank account.
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When to Apply for Section 8. Food Stamps for Seniors and Disabled Individuals. The New York Department of Labor is the state agency that oversees administering unemployment insurance claims for citizens. It provides monetary benefits, job training, job search and other related services for those people who are actively seeking work in New York and who have lost their jobs through no fault of their own.
It is funded through employers in the state at no cost to New York unemployment insurance benefit applicants. To apply for benefits, you must log in to the New York Department of Labor website. You can also apply by calling the Telephone Claims Center at New York is currently offering extended telephone filing hours:. You will use this pin when you call the New York unemployment number the Telephone Claims Center to claim your weekly benefits or to certify your benefits.
The Telephone Claims Center can be reached at After you apply, you will receive a Monetary Determination Notice that will advise you whether or not you have met the New York unemployment qualifications for benefits.
If your claim is approved, instructions will be provided as to how you can claim your benefits each week, including documenting your job search activities. Several online services—like FlexJobs , training , or MyPerfectResume —can help you find work-from-home jobs, build a better resume, or earn training certifications.
You can visit a New York unemployment office at one of many locations. Sign in with your NY. Send faxes to Write your Social Security number at the top right-hand corner on all pages and save your fax confirmation.
GOV ID. Go to www. Service at this number will only be provided to English- and Spanish-language callers using TDD equipment. You may claim your weekly benefits Monday through Friday from a. Have a question about unemployment debit cards? Call KeyBank Customer Service at If you have a Chase Direct Payment Card that has a balance and you have a question about that account, call Chase Customer Services at Your written request must be received within 30 days of the determination.
Be sure your Social Security number appears at the top right-hand corner on all pages. For more information, call , M—F, between a. To be eligible to receive unemployment benefits in New York, you must meet the following requirements:. To calculate the amount of the benefit you are entitled to, the state of New York unemployment process uses one of two possible base periods.
Base periods are divided into calendar quarters and the quarter you were paid the highest amount of wages determines the amount of your New York unemployment weekly claims. While you can determine ahead of time how much New York unemployment compensation you receive, you will be formally notified before your benefits begin. If you have earned enough wages in your Basic Base Period, those wages will be used to calculate your benefit amount.
If you do not have enough wages in the Basic Base Period to establish a claim, you may be able to use an Alternate Base Period. It is the last four completed calendar quarters prior to the beginning of the claim.
If you have enough wages in the Basic Base Period, the state will not automatically check to see if your benefit amount would be higher in the Alternate Base Period. If you think your New York unemployment amount would be higher, you can request that the state use your Alternate Base Period instead. Last year between January 1 and September 30 and the year before between October 1 and December To qualify for NY unemployment benefits, you must meet the following earnings requirements during one of your base periods:.
Although New York is a highly multicultural state where many languages are spoken, at the present time Monetary Benefit Determination notices are only available in English and Spanish. If you need to have your notice translated into a language you understand, you need to call the Telephone Claims Center for help in understanding your notice. A translator will be provided at no cost to those who need assistance. To find out how much your actual weekly benefits will be, use this calculator.
Please note that this is for estimation purposes only. The State of New York will send you notification of your exact benefit amounts and duration. It takes about three to six weeks from the time you file New York unemployment claims to when you receive your first payment due to processing and reviewing of your New York unemployment application. You will not receive benefits during this time, but if you are approved, you will receive back weeks of benefits owed with your first payment.
It is important to note that the first full week of your UI claim is an unpaid waiting week. You will not be paid any benefits during this period. If you work at all for any reason or do not serve the full week for any other reason, the unpaid week will roll over to the next week.
You must still claim this week so that you can begin receiving benefits the following week. While you are waiting, you need to be responsive to any requests made by the Department of Labor. You should also claim weekly benefits as long as you are unemployed and are eligible for benefits. This is the only way you will receive any back weeks owed to you. If you have questions about the KeyBank debit card that you will use, call their customer service line at You can sign up for the debit card option either online or by phone.
If you received benefits on a debit card in the past and you file for benefits again, you will receive benefits on the same debit card again unless it has expired. You can also receive benefits by direct deposit into your bank account. Physical checks are no longer mailed. To sign up for direct deposit, you can register on the New York State unemployment website. You may be able to file online, by phone, or in person. Some states provide extended benefits when there's high unemployment.
Extended unemployment insurance benefits last for 13 weeks. You can apply for extended benefits only once you've run out of regular benefits. Check with your state; not everyone qualifies. You must report unemployment benefits as income on your tax return. Federal agencies offer many unemployment education and training programs.
They are generally free or low cost to the unemployed. Self-employment assistance programs help unemployed workers start their own small businesses. COBRA lets workers and their families remain in the employee's group health insurance plan for a limited time after a change in eligibility.
A qualifying event must occur. This could be voluntary or involuntary job loss, reduction in the hours worked, transition between jobs, death, or divorce. If you are entitled to COBRA continuation coverage, you must be given at least 60 days to decide whether to elect it.
Group health plans must give covered employees and their families a notice explaining their COBRA rights. Plans must have rules for how COBRA coverage is offered, how beneficiaries may choose to get it and when they can stop coverage.
If you can't work because you are sick or injured, disability insurance will pay part of your income.
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